Terms of Service

These Terms of Service ("Terms") govern your access to and use of any website, app, service, or feature offered by Cobbic (collectively, the "Services"). By accessing or using Cobbic, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

You must be at least 13 years old and capable of forming a binding contract to use the Services. If you use the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

Your use of the Services is subject to our Privacy Policy, which explains how we collect, use, and share your information.

You retain ownership of any content you post on Cobbic. By posting content, you grant Cobbic a worldwide, royalty-free, sublicensable license to use, reproduce, adapt, and display that content in connection with the Services.

You agree not to misuse the Services—for example, by engaging in illegal activities, harassing others, infringing intellectual property rights, or attempting to reverse- engineer any aspect of the Services.

The Services and all underlying software, trademarks, and content not owned by users are the property of Cobbic or its licensors. You may not use our trademarks without permission.

The Services are provided "AS IS" and "AS AVAILABLE." Cobbic disclaims all warranties.

We may revise these Terms at any time. The updated Terms will be effective when posted. Continued use of the Services after changes indicates your acceptance of the new Terms.

These Terms are governed by the laws of the jurisdiction where Cobbic is headquartered.